Terms of Service

Effective date: October 22, 2026

These Terms of Service ("Terms") govern your use of go.unitrust-retirement.com and the communications you receive from UniTrust Financial Group ("UniTrust," "we," "us," or "our") and its licensed agents. By using this website or agreeing to receive communications from us, you agree to these Terms.

Our Services

UniTrust connects consumers with licensed insurance agents who provide information, quotes, and assistance with life insurance and related products. Information on this website is for general informational purposes and is not an offer of coverage. Coverage is subject to underwriting, eligibility, and the terms of the policy issued by the insurance carrier. Products and availability vary by state.

Use of the Website

You agree to use this website only for lawful purposes and to provide accurate information. You may not interfere with the operation of the website or attempt to access it in an unauthorized way. Website content is owned by UniTrust or its licensors and may not be copied without permission.

SMS Terms and Conditions

  1. Program: UniTrust Financial Group and its licensed agents send text messages about your insurance inquiry, appointment scheduling and reminders, and insurance product information.
  2. Consent: You opt in by agreeing through our phone system (for example, pressing 1) or by checking an SMS consent box on our forms. Consent is not a condition of purchase.
  3. Frequency: Message frequency varies.
  4. Costs: Message and data rates may apply.
  5. Opting out: Reply STOP to cancel at any time. You'll receive one confirmation message, and no further messages will be sent unless you opt in again.
  6. Help: Reply HELP, or contact us at (904) 297-2020 or [email protected].
  7. Carriers: Mobile carriers are not liable for delayed or undelivered messages.
  8. Privacy: See our Privacy Policy at go.unitrust-retirement.com/privacy-policy.

Disclaimers

The website and its content are provided "as is" without warranties of any kind. We do not guarantee that the website will be uninterrupted or error-free, or that any particular rate or coverage will be available to you.

Limitation of Liability

To the fullest extent permitted by law, UniTrust is not liable for any indirect, incidental, or consequential damages arising from your use of this website or our communications.

Third-Party Links

This website may link to third-party websites. We are not responsible for their content or practices.

Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted on this page with an updated effective date.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.

Contact Us

UniTrust Financial Group
87012 Professional Way, Yulee, FL 32097
Phone: (904) 297-2020
Email: [email protected]